Mitsubishi HC Capital America Expands Specialty Finance Leadership, Appoints Wolfgang Arbaczewski as Chief Credit Officer

Mitsubishi HC Capital America, a leading non-bank finance provider in North America, has made a strategic move to strengthen its specialty finance platform by appointing Wolfgang Arbaczewski as Senior Vice President and Chief Credit Officer for Specialty Finance. This marks a key step in the company’s ongoing growth and diversification strategy across niche and emerging markets.

Driving Expertise in Specialty Finance

Arbaczewski brings more than 25 years of experience in underwriting across a wide array of lending products and industries, from asset-based lending to project and trade finance. In his new role, he will oversee a talented underwriting team, guiding credit strategy, establishing risk parameters, and ensuring portfolio quality across North America.

Reporting directly to Chief Credit Officer Sue Santos, Arbaczewski is expected to play a pivotal role in shaping Mitsubishi HC Capital America’s credit policies while supporting its expanding commercial finance platform. His background includes extensive experience in transaction structuring, portfolio management, and risk assessment, making him uniquely positioned to drive growth while maintaining disciplined credit execution.

“I’m thrilled to join Mitsubishi HC Capital America at such a pivotal time,” Arbaczewski said. “The opportunity to lead a skilled team and help advance the specialty finance segment across North America is incredibly exciting. I look forward to contributing to the company’s continued success and innovation.”

Santos added, “Wolfgang’s appointment underscores our commitment to building a world-class credit organization. His leadership, insight into complex credit structures, and proven track record will be invaluable as we expand our specialty finance offerings.”

Strengthening the Credit Team

Alongside Arbaczewski, Mitsubishi HC Capital America has also welcomed two additional seasoned credit professionals to support its strategic expansion:

• Justin Anderson, Vice President, brings over 15 years of experience in commercial and equipment finance, with a focus on quick-service restaurants. He will lead underwriting for large-ticket franchise finance transactions and provide support across other lending verticals.
  
  
• Kiu Wong, Vice President, joins with more than 15 years of experience in energy and infrastructure project finance. Wong will focus on clean energy and technology infrastructure projects, including solar, battery storage, and data centers.
  
  

“These hires reflect our focus on deep expertise and strong leadership,” Santos said. “Building a high-caliber credit team is essential to serving our clients, managing risk effectively, and seizing new opportunities across North America.”

Expanding Across Niche Markets

Mitsubishi HC Capital America has been steadily diversifying its specialty finance operations, covering areas such as asset-based lending, franchise finance, equipment leasing, project finance, trade finance, and private credit. By bringing on experienced leaders like Arbaczewski, Anderson, and Wong, the company strengthens its ability to navigate complex transactions, deliver disciplined underwriting, and expand its footprint in high-growth sectors.

Industry analysts note that Mitsubishi HC Capital America’s strategic hires position it to capture new market opportunities, particularly as demand rises for specialized lending solutions tailored to evolving industries like clean energy, technology infrastructure, and franchise operations.

Looking Ahead

With this expanded leadership team, Mitsubishi HC Capital America is poised to accelerate growth, enhance risk management, and deliver innovative financing solutions to clients across the United States and Canada. Arbaczewski and his team are expected to play a central role in shaping the company’s next chapter, ensuring that specialty finance operations remain competitive and resilient in a rapidly evolving market.